Pet insurance: which one to choose?

There are several pet insurance options to choose from, but dog and cat insurance is one of the most common. This type of insurance covers veterinary expenses if your pet gets sick or has an accident. Many insurance companies offer pet policies, but coverages can vary.

Here's what a pet insurance policy can include:
– Veterinary coverage : including care and treatment for animal illnesses and injuries.
– Surgical coverage : includes surgery and anesthesia for animals.
– Blood Test Coverage : Covers your pet's blood tests.
– Scope of anesthesia : covers anesthesia for surgical procedures.
– X-ray coverage : coverage for your pet's x-rays.
– Alternative Treatment Coverage : Many pet policies also include alternative treatments, such as acupuncture.

How to choose insurance for your dog or cat? The first step is to do an Internet search and ask your vet for advice. Insurance companies offer different policies and you need to choose the one that best suits your needs. Once the policy coverage is defined, the premiums are determined and are paid monthly, quarterly, semi-annually or annually. Once the insurance is activated, you can get reimbursement, for example, if the animal causes damage or injury or requires urgent veterinary care.

Other additional guarantees may include sharing expenses incurred in the event of loss, compensation for travel and vacation changes due to the pet's needs, requests for pet sitting services or professional home care for personal health reasons. Some policies offer additional services for dog and cat owners during holidays, such as telephone veterinary assistance and advice, referral to specialist centers and clinics closest to the holiday destination and reimbursement of any costs incurred for tests and treatment of the animal. They may also include home delivery of necessary medications and reimbursement of additional lodging costs if the owner extends the stay due to the pet's health condition.

Choosing insurance can help protect you from unexpected losses to your pet's health. If you decide to insure your dog or cat , it is important to choose the best policy and check the costs and coverage of the policy to ensure you get the best value for money.